A shared interest in your success

Banking, done differently

The first bank in the world to share its revenues with you

We generate revenue from interest just like other banks, but we believe that profit should be shared. That’s why you get 50% of our interest income directly into your checking account.

No strings attached. No complicated tracks. Available to everyone, period.”

Smart Checking:

Your balance automatically earns interest that is deposited directly into your account.

Zero Fees:

No hidden charges, no subscription fees, and no surprises. You keep what’s yours.

Digital at heart, personal by choice.

Everything happens right in the app. But if you need a hand, we’re right here with real human support.

Total Transparency:

No fine print. Every term is clear and visible from day one

Our journey

Our Journey From a bold vision to a transparent bank that works for you.
December 2021
We submitted our official banking license - Setting the Foundation We submitted our official banking license application to the Bank of Israel, including a comprehensive business strategy, a unique customer value proposition, risk management frameworks, and the advanced technology stack our bank is built upon.
December 2022
We received our banking license - The Official Green Light We received our banking license as a "banking corporation in establishment"—an official go-ahead from the Bank of Israel to begin our technological, operational, and regulatory preparations.
February 2023
Assigned Bank Code - 03 The Bank of Israel granted us our unique identification code (No. 3), allowing us to integrate into Israel’s payment systems and issue account numbers to our customers.
November 2023
Moving into Production - We launched our banking systems in a production environment, connected to core financial infrastructures, and initiated a pilot program with our first group of customers
August 2024
A Fully Licensed Bank - The Supervisor of Banks authorized the commencement of our operations. From this moment, esh began operating as a full-fledged bank, and the "in establishment" status was officially removed
September 2025
Unveiling Our Vision - We revealed the first phase of our unique value proposition: the world’s first bank to share interest revenue directly with its customers
November 2025
Opening to the Public We submitted an official request to the Bank of Israel to remove license restrictions, paving the way for our grand opening to the general public during 2026

Got Questions? We’ve Got Answers.

We anticipate opening to the general public during 2026.

Currently, account opening is available by invitation only. We plan to open to the wider public in the near future.

At this stage, we offer checking accounts that accrue interest, seamless money transfers, fixed-term deposits, and loan applications. We are constantly working on adding more products.

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